Loans

Lender Information and Loan Applications

The website StudentLoans.gov, serves as a portal for Direct Loan borrowers to manage their Direct Loans. Borrowers will use this web site to:

  • Complete Entrance Loan Counseling;

  • Complete a Direct Loan Electronic Master Promissory Note (MPN);

  • View electronic loan correspondence such as disclosure statements;

  • Link to other tools and resources;

Instructions for Incoming Freshmen/Transfer Students

*PLEASE DO NOT ACT UNTIL AFTER MAY 1st & AN ADMISSION DEPOSIT IS RECEIVED BY W&J

  • Complete a Master Promissory Note (MPN) on StudentLoans.gov.

    1. You will need to sign electronically with your Title IV PIN. This is the same PIN that you use to sign your FAFSA form.

    2. Without this MPN, funds will not be disbursed from the Department of Education & applied to your bill at W&J.

  • Complete a new Entrance Loan Counseling session to review your rights and responsibilities as a borrower.

    1. This is required by the federal government before loans funds can be disbursed.

Instructions for parents of ALL students who borrow a Direct Parent Loan for Undergraduate Student (PLUS).

Follow these steps to apply for a PLUS loan:

  • Access www.StudentLoans.gov and sign in using your Title IV PIN. If you do not have a PIN, request one from www.pin.ed.gov. This is the same PIN you used to sign the FAFSA form. DO NOT SIGN IN USING THE STUDENT'S TITLE IV PIN.

  • Complete a Direct PLUS Loan Request. This entails providing personal information, student and loan information and providing permission for the credit check. You can also indicate your options if there is a refund from the loan and the amount that you wish to borrow.

We recommend that parents borrow one loan for the entire academic year.

We prefer that parents indicate the exact amount they wish to borrow instead of utilizing the Maximum Amount Indicator. If you did not indicate the amount when you did your PLUS application, please complete this form and forward it to our office. A loan origination will not be completed until this form is received.

  • The borrower will receive the results of the credit check immediately. If credit approved, complete a Direct PLUS Loan Master Promissory Note (MPN).

  • If credit is not approved, follow the instructions on how to apply with an endorser, appeal the credit decision or not pursue the loan further.

  • W&J's Office of Financial Aid will receive your request for a PLUS loan if credit approved and will originate the loan on your behalf. This verifies to the lender the amount of the loan and disbursements along with disbursement dates. When this process is finished, a revised financial aid award letter will be sent home indicating the PLUS loan amount.

**You can only access the StudentLoans.gov website using either Internet Explorer 6 or 7 or Mozilla Firefox 2.0.

VISIT our FAQ section for more information

General Loan Information

Federal Student Loan information for Veterans- Information on deferments, public loan forgiveness, interest rates and other programs to aid military families.